California Department of Insurance CA Life, Accident and Health or Sickness Examination : CA-Life-Accident-and-Health

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California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:

California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

1. In financial planning, the human life value concept is based on an individual's

A) age.
B) health.
C) education.
D) income

2. For Social Security purposes, a person with 40 quarters of coverage is considered

A) currently insured.
B) conditionally insured.
C) fully insured.
D) partially insured.

3. People commonly purchase an annuity to protect against the risk of

A) dying too soon.
B) dying before their home mortgage is paid off.
C) becoming uninsurable.
D) outliving their financial resources.

4. Which statement about Medicare is NOT correct?

A) Medicare Part C covers long-term care.
B) Medicare Part A covers hospital care.
C) Medicare is a federal health insurance program.
D) Medicare Part B covers physician services.

5. Which report about an insurance applicant's creditworthiness and personal characteristics may influence eligibility for life and health insurance?

A) Attending physician's statement.
B) Consumer report.
C) Medical Information Bureau disclosure.
D) Agent's report.

Solutions: