Insurance Licensing NY-Life-Accident-and-Health pass test : New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55

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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. The general enrollment period for Medicare Part B ends on

A) March 31.
B) December 31.
C) June 30.
D) May 31.

2. If the premium is not paid at the time of application, a Statement of Good Health MUST be signed by the policyowner at the time of

A) policy delivery.
B) application.
C) the medical examination.
D) underwriter review.

3. Which of the following is an example of risk sharing?

A) purchasing an insurance policy to cover liability exposures
B) installing a sprinkler system in a high-rise building
C) choosing not to purchase a car
D) pooling money to cover malpractice exposures

4. Which of the following is described when a selected group of practitioners, in a certain area, agrees to provide services at a pre-arranged cost on a fee-for-service basis?

A) risk purchasing group
B) preferred provider organization
C) indemnity organization
D) coalition group

5. With respect to small group health benefit plans, a carrier may discontinue coverage or may refuse to renew such a plan if the employer

A) employs fewer than 15 full-time employees.
B) has filed for bankruptcy in the prior year.
C) falls to pay the premium prior to the end of the grace period.
D) has a supplemental plan with a competing carrier.

Solutions: